We respect your privacy and value the relationship we have with you. This Privacy Statement outlines the types of information we collect, how we use and share it, the choices available to you regarding our use of your information, and how to contact us about our privacy practices.
1. Scope of This Privacy Statement
This Privacy Statement applies to how we collect, use, and disclose information from you through our website, mobile applications, telephone and email communications, and other sources (collectively referred to as our “Systems”).
This statement does not apply to third-party websites accessible via links on our site. We encourage you to review the privacy policies of these external sites. The presence of a link does not imply our endorsement, and we are not responsible for their content or privacy practices.
By using our Systems, you agree to this Privacy Statement. If you do not agree, please refrain from using our Systems. We may update this statement periodically, and we recommend visiting this page frequently for updates. Continued use of our Systems after changes have been posted constitutes your acceptance of those changes.
2. Information We Collect
We may collect information directly from you or from third parties and through automated technologies. This includes:
- Information You Provide: Such as when requesting a quote, applying for a policy, registering on our Systems, or communicating with us. Types of information include:
- Personal details (e.g., name, contact information, Social Security number)
- Financial and payment information
- Medical information, if applicable
- User-generated content (e.g., reviews, comments)
- Communication records
- Information Collected Automatically: Technologies like cookies, web server logs, and web beacons help us gather data such as browser type, IP address, pages visited, and device information.
3. Use of Information
We use collected information for:
- Providing and servicing products and transactions
- Responding to inquiries and verifying user identity
- Improving products, services, and Systems functionality
- Marketing and advertising purposes
- Compliance with legal and regulatory obligations
4. Information Sharing
We may share your information with:
- Service providers for operational needs
- Third parties for marketing purposes with your consent or as permitted by law
- Authorities as required by legal or regulatory obligations
- In the event of a corporate transaction (e.g., merger, sale)
5. External Links and Social Media
Our Systems may include links to external sites and social media plugins. These platforms may collect information as outlined in their own privacy statements. We are not responsible for their practices.
6. Data Security
We take reasonable measures to protect your information but cannot guarantee complete security during Internet transmission.
7. Information About Children
We may collect information as part of tax return processing. If a child’s data is collected without consent, we will make reasonable efforts to delete it.
8. Limiting Information Sharing
Certain states provide rights to limit sharing with non-affiliated third parties. Residents can contact us to opt-out of specific data-sharing practices.
9. State-Specific Information
Different rights apply based on residency, including:
- California residents: Have specific opt-in and opt-out rights.
- Nevada residents: May request to be added to a do-not-call list.
- Montana, New Mexico, North Dakota, Vermont residents: Have stricter data-sharing limitations.
10. Additional Choices
To unsubscribe from promotional communications, follow the instructions provided in our communications or contact us directly. Note, we may still send non-marketing communications as required.
11. Contact Us
For any questions or concerns, please call 310-496-6778.
12. Acceptance of Terms
By providing information through our Systems, you agree to this Privacy Policy. If changes are made, notice will be posted, and continued use signifies acceptance.
Effective Date: 11/01/2024
